Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. We really appreciate your business and thanks for giving us a chance to prove ourselves to you! Nothing was resolved no refunds were dispersed. This company however called me answered all my questions. I had great experience with them and they are a highly reliable company that can get you qualifications. At that point I wasted 4 months and $1400. Second, if you have any trouble contacting them, I found text is best. When is the Insurent Lease Guaranty issued to the Landlord? After I found one i liked they started me with 500 towards my total service fee. You also have the option to opt-out of these cookies. What is the duration of the Insurent Lease Guaranty? Yes. Which I never did due to the covid-19 pandemic. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. I cant thank OneApp enough because they were truly a blessing to my family. CreditLoan.com has offered online personal loans with same-day approval since 1998. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? ". The guaranty fee is per lease, not per person. With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. Can I use the Insurent Lease Guaranty for any apartment? Opt-In Form- Get Free Email Updates! Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. Dominate search results. Never complete the rental application or background check information without making sure the property and landlord are legitimate. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! Award winning company since 2018. It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. I wasted over 4 months and $1400+ looking for an apartment using this company. I asked a simple question of is this a scam and they got defensive. Payment must be made by cashier's check or bank check or money order. "This happens a lot in the short-term space," Coon said, referring to Airbnb-style rentals. This company came through and for 3.5 years we have used them with ZERO issues. I expect to receive a bonus in addition to my base salary. We specialize in second chance rental services, corporate leasing, co-signor programs and low income second chance rental services. No scam, no fly by night company. Avoid wiring money to complete the transaction and likewise, avoid paying in cash. Anchoryourassets eventually kept all my money and even the deposit I had placed. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). I applied at another community and of course I got denied but the leasing agent told me about OneApp Guarantee. Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. Helping people get approved in all 50 states. I would recommend this company. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. I am a non-U.S. person with no U.S. credit history. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. 2014 SINCE We help people get their new homes since 2014 non-stop. They will take your hard earned money and not do a **** thing. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. Need No Credit Check Apartments or Lease Guarantor? Need help Getting Approved. The Insurent Lease Guarantor Service fulfills the need for a guarantor/co-signer when a landlord requires that a tenant have a guarantor or requires significant additional security or prepaid rent by the tenant in order to obtain an apartment. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. On top of everything they do and wanted to help me even though I have horrible credit. Apartment Lease Guarantors And Bad Credit Specialists. FAQs After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. Let renters who need a co-signer know we can help them. I actually save lives for living. Their father (or some relative overseas or here) would not be a signatory on the apartment lease. How much is the Guaranty fee under the Insurent Lease Guaranty Program? I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. 1: APPLY Apply at a participating property. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. You have to be patient with responses as they get so many applicants.. they will get back to you, IF you qualify. Home Approval. Ways2Rent provides free second chance rental consultation. shouldnt prevent you from living in a House or Apartment you love. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. All applicants and others considering to use the service must qualify with the same rules. 2023 Trustpilot, Inc. All rights reserved. We guarantee our servicesCPN and our "Credit Score Improvement Program". But first, it's important to understand what a personal loan is and is not. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. What happens if I have a co-tenant or roommate? We also qualify international students with Responsible Parties. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. No. We declined the appointment. Welcome to Acacia Terrace Apartment-Homes in Brea! | Terms of Use I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. However, they were unable to secure a lease in a safe and luxurious town home. It was when I reached out to these apartments and asked around that no one had heard of these people. Green Dot primor Visa Gold. It just depends upon whether your scammer wants cash, your personal information, or both. Just trying to see if it allows me to post a reply.hmm.. Two potential downsides, however: The card charges an annual fee of $35, and . Your landlord could even place a lien against you for compensation of the damages.". Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. In the event that a building you are interested in is not currently in our database, please notify Insurent by email to. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. The Guaranty fee is paid in full prior to the execution of the apartment lease. They also almost always communicated through email and text message. We'll contact your three apartments or single family rental choices listed on your Application for approval. Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. Their friendly We have been around over 10 years now starting our business in 2009. Ive been trying to call i need to know if you all help in nashville tn area. The landlord (or potential scammer) can't run off with your personal information, because they never see it. In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. Bear in mind, like any other company we do not have solutions for every person that inquires. New landlords and their respective buildings are being added on an ongoing basis. We walk you thru the process. Apply at a participating property. Guaranteed Approval. Preserve your credit with no credit check qualification. Nearby ZIP codes include 92821 and 92822. (*this data captured by a data analytics tool) That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. If you need a co-signer, apply with OneApp Guarantee. The Insurent Lease Guaranty does not require you to pay any additional fees. If you need a co-signer, apply with OneApp Guarantee. We spoke to experts and found out some of the worst apartment-hunting scams that are taking place right now. Very fast they got me my desired apartment. Nationwide Guarantors is here to help renters with damaged credit qualify for the place they love while at the same time protecting landlords against rent loss. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. What else to say?Nothing makes us happier! I wish I heard of them before spending hundreds of $ on applications. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. Visnova is wonderful. Unfortunately not. Contact us to find out more and don't forget to ask about our fast-tracked program. Self employed renters are almost one-third of our business. knowledgeable staff outlined the different options, then helped us get approved for the apartment. "But apartment hunters can see this as well.". All I have to say is that Alanda Brown and Robert Smith were amazing. . they can assist. The 5 star review is beyond fake. I then texted the ONE number they have and asked if it was scam. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! i feel bad for those getting scammed by these ppl. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. I just reported them to BBB (Better Business Bureau). It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. Couldn't believe it when I got approved. They have a option to call corporate but that option leads you to a non working line. Just because someone shouts anything doesn't make it true. Now I call the 917-633-4703 number and its say's it's been Disconnected!!. Thankfully, the same precautions can help navigate you through most common apartment scams safely. If you can prove your income, we make it work. The property may require other fees and deposits. However, what you can expect is an honest response from us, as always. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. They only get the information they need to approve your rental. He didnt do a **** tthing! We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. Guaranteed Apartment Approval cares about your needs. Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. process was a breeze and it helped us begin our new life together! This company literally helped prevent us from being homeless!! What markets are covered by the Insurent Lease Guaranty Program? Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? It takes only a few minutes to apply for an online guaranteed payday loan (or for a guaranteed payday cash advance alternative, namely a short-term personal loan), and you will usually receive a loan decision within seconds after hitting the submit button. Beat local competitors. These cookies track visitors across websites and collect information to provide customized ads. The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. Thank you Alanda and Robert you truly are Angels Im Disguise. This business was made for me! Gary Group Realty LLC Broker #9009741 Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. Yes. In the event that you fall into that category, please email us at, Yes. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. We are not a "pay to play" service. The Green Dot primor card is unique among bad credit secured credit cards. You probably won't ever get it back," Coon said. The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. CONTACTING THE *** Call Now lets get you into your new Home. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Get credit for your on-time rent payments! Our Program has a 100% success rate for approvals. Get in into the PERFECT school district i have been wanting for SOOO long! Found this company online on Google and decided to fill in the online application form. Evictions, Broken Lease, Bad Credit, etc. It's easier for property managers to say yes to these renters when they have a co-signer. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. Contact a Placement Coordinator directly at (888) 240-8930 Our Corporate Entity has excellent credit to help you get "Approved." We help you rent townhomes, apartments and single family properties within our nationwide database of realtors and management companies we currently work with. We also help with building credit with our step by step process. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. We are paid a commision (like a realtor) from the referral company we send you. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. Like any other business our goal is to make money but not at the expense of hurting or lying to people. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. i am happy also you got your keys and got settled in!, thx for using our service, Lindsey. Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. We offer a free pre-screening application And Same-Day Approvals. Rebate Offer | One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. Case in point: Scammers might hand you keys that don't even work. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. Our Home Approval Program makes it easy. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . Ryan Coon, CEO of online property management platform. Reach out anytime. I applied 48hours ago and haven't been contacted. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. I will be applying with my roommate(s) for the Insurent Guaranty. The Insurent Program can still assist you if you have a Responsible Party. I think the review written by ********* *is 100% fake, written by the two scammers.